IVA Benefits
An IVA is a legal procedure, and the decision to enter into one should not be taken lightly. Our expert advisors are on hand to offer you free debt advice, please call us today on 0808 131 9110.
Debt Advice - IVA Benefits:
- Unsecured debts that you cannot afford will be written off as part of your IVA agreement.
- Interest or charges stopped.
- After 60 months you will be debt free.
- A single low affordable monthly payment is agreed.
- You will not have to sell any major assets.
- An IVA is legally binding, so your creditors cannot pursue you once the IVA has been accepted.
Entering into an IVA may adversely affect your
credit rating for up to six years from the date of approval.
Your property will be protected within an
IVA but you may be required to release all or part of any equity during the
period of the arrangement.
Failure to complete the term of an IVA can
result in bankruptcy.
(In Scotland, a PTD is the equivalent to an IVA.)